From first enquiry to residence card

Seven steps. What you provide at each one, and how long each usually takes.

No two files move at the same speed. Document turnaround in your own country, the seller’s readiness and the workload of the Greek authorities all move the dates, and none of the three is ours to control.

What follows is the sequence as it actually runs, with indicative durations rather than promises. Where a stage depends on someone other than you or us, we say so.

  1. Enquiry and first assessment

    We check your family list against the eligible and excluded categories, confirm which threshold applies where you want to buy, and identify which routes are genuinely open at your budget. If nothing qualifies at the number you have in mind, you hear it at this stage rather than three months in.

    You provide

    • The passport data page for each person who would be on the application.
    • The list of family members you want included, with relationships and ages.
    • The budget you are working to, for the qualifying investment itself.
    • The region you are interested in, or a note that you are undecided.

    Indicative duration 1 to 3 working days

  2. Route selection and written costing

    We agree which route you are pursuing and put the full cost in writing: the qualifying investment, transfer taxes, notary, land registry, legal fees and application costs. The deadline attached to your chosen route is written into the same document, because the deadline is the part people forget.

    You provide

    • Confirmation of the route and the region you want to pursue.
    • Preliminary information about the source of the funds.

    Indicative duration 3 to 7 days

  3. Greek tax number, bank account and power of attorney

    Your Greek lawyer obtains a Greek tax number for each adult applicant and opens a Greek bank account. A power of attorney allows the lawyer to act for you between visits. It is optional — many clients prefer to attend the notary in person — but without one you should expect to travel more than once.

    You provide

    • Certified copies of passports for every applicant.
    • Birth certificates, and the marriage certificate where a spouse is included.
    • Proof of your current address.
    • A signed power of attorney, if you choose to use one.

    Indicative duration 2 to 4 weeks

    Documents issued outside Greece usually need legalisation and certified translation. Your lawyer confirms exactly what your country of issue requires, since this varies and it is the most common cause of delay at this stage.

  4. Property search, viewings and reservation

    We shortlist only properties that qualify under your chosen route: the right threshold for the location, the floor area where one applies, and the documentary trail behind a change of use or a listed status. Viewings are arranged in person or by video. Nothing goes on your shortlist because it is available — it goes on because it qualifies.

    You provide

    • Your decisions on the shortlist, and your availability for viewings.
    • A reservation deposit, where the seller requires one to take the property off the market.

    Indicative duration 2 to 8 weeks, depending on how specific your requirements are

  5. Legal due diligence and the notarial deed

    Your lawyer checks title at the land registry and cadastre, reviews the planning and building file, and confirms that the property meets the specific conditions of your route — including, on Route A, that the change of use is registered and the conversion is complete. A Greek notary then draws and completes the deed. On the EUR 800,000 tier the price must be paid in full before the application is submitted.

    You provide

    • The purchase funds, transferred through the banking system from an account in your own name.
    • Your attendance at the notary, or your power of attorney.

    Indicative duration 3 to 6 weeks

  6. Application to the one-stop service, and biometrics

    The application is lodged with the one-stop service once the purchase is complete. Each applicant attends in Greece to give fingerprints and photographs. Your lawyer assembles the supporting file and confirms what each applicant needs to bring before anyone books a flight.

    You provide

    • Attendance in Greece by each applicant for biometrics.
    • The supporting documents your lawyer specifies for your file.

    Indicative duration Usually submitted within days of the deed

  7. Decision and residence card

    The file is examined by the Greek authorities. Approval is at their discretion and is not guaranteed by anyone, including us. When the residence card is issued, the 5-year term begins on that date under Law 5275/2026 — not on the date you bought, and not on the date you applied.

    You provide

    • Nothing further, unless the authorities ask for clarification — in which case your lawyer responds and we tell you what was asked.

    Indicative duration Set by the Greek authorities. We do not publish a figure we cannot stand behind.

These durations are indicative and several of them run in parallel. They depend on document turnaround in your country, on the seller, and on the Greek authorities. We will tell you what we are seeing on current files; we will not put a completion date in writing that we do not control.

After the card is issued

The obligations that keep the permit alive are few, and all of them are about the property.

  • You still do not have to live in Greece. There is no minimum stay at any point, before or after the card.
  • You must still own the qualifying property at each renewal, and prove it. Renewal at each 5-year point requires proof of continued ownership.
  • You may let the property on leases of 60 days or more, registering the lease with AADE and paying Greek tax on the income. Letting for shorter periods is prohibited and carries a EUR 50,000 fine plus revocation for the whole family.
  • If you want to change property, buy the new one first, have the one-stop service verify it, and only then sell the original.
  • On Route B, the restoration must be complete by the first renewal.

Start at step one

The first assessment costs you nothing and commits you to nothing. It also tells you quickly if this is not for you.

Check if you qualify

General information, current as at July 2026. Not legal, tax or investment advice.